Funding Circle Ltd
c.£138m
Revenue in HY26, up 50% (HY 2025: £92 million, FY 2025: £204 million)
c.£23m
Profit before tax in HY26 (HY 2025: £6 million, FY 2025: £20 million)
c.£300m-£350m
Revenue guidance in FY29 with PBT margins of low to mid-20s (%)
The Cavendish View
Funding Circle is a leading SME finance platform, providing flexible funding to small businesses across the UK. Joining us will be CEO Lisa Jacobs and team, providing investors with the opportunity to understand how Funding Circle's multi-product strategy and strong demand for SME finance can drive continued growth and operating leverage, while its technology and data capabilities support a scalable, capital-light model.
RAHIM KARIM
Head of Financials Research, Director
We back small businesses with the finance they need to succeed.
Funding Circle (LSE: FCH) is the UK’s leading SME finance platform. Since 2010, we have extended more than £18bn in credit to over 135,000 UK businesses, helping them power the economy and their communities.
By combining proprietary AI-powered credit models with a human touch, we provide a seamless experience that allows SMEs to borrow, pay later, and spend through a single ecosystem. For institutional investors, Funding Circle offers access to an attractive, underserved asset class through a platform built on deep data and a proven track record of robust returns.
Attending from Funding Circle Ltd
Abigail Whittaker
Chief of Staff
Tony Nicol
CFO
Lisa Jacobs
CEO
Company descriptions are drawn from information published by each company and have not been independently verified by Cavendish. They are for information only, are not investment research, advice or a recommendation, and do not constitute an offer or invitation to buy or sell any security. Information is correct as at 10th September 2026 and will not be updated. Investors should refer to each company's own published announcements and accounts. Cavendish acts as adviser or broker to certain of the companies featured.